:root{--navy:#0a2a5c;--teal:#03a9a5;--gold:#f0b323;--ink:#13203a;--mut:#5b6678;--line:#e3e8ef;--bg:#f6f8fb;--card:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:#fff}
a{color:var(--teal)}img{max-width:100%;height:auto}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
header.top{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:10}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:10px;padding-bottom:10px}
header.top img{height:46px;width:auto}
header.top nav a{margin-left:18px;text-decoration:none;color:var(--navy);font-weight:600;font-size:15px}
.hero{background:linear-gradient(135deg,var(--navy),#14407f);color:#fff;padding:64px 0}
.hero h1{font-size:clamp(28px,5vw,44px);line-height:1.15;margin:0 0 14px}
.hero p{font-size:18px;max-width:640px;opacity:.95;margin:0 0 24px}
.btn{display:inline-block;background:var(--gold);color:#13203a;font-weight:800;padding:13px 24px;border-radius:10px;text-decoration:none;border:0;cursor:pointer;font-size:16px}
.btn.ghost{background:transparent;color:#fff;border:2px solid #fff;margin-left:8px}
.btn.teal{background:var(--teal);color:#fff}
section{padding:56px 0}section.alt{background:var(--bg)}
h2{font-size:30px;margin:0 0 8px;color:var(--navy)}.sub{color:var(--mut);margin:0 0 28px}
.grid{display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(235px,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:24px;display:flex;flex-direction:column;box-shadow:0 2px 10px #0a2a5c0d}
.card.best{border:2px solid var(--teal);position:relative}
.badge{position:absolute;top:-12px;left:20px;background:var(--teal);color:#fff;font-size:12px;font-weight:800;padding:3px 12px;border-radius:99px;letter-spacing:.04em}
.card h3{margin:0 0 4px;font-size:19px;color:var(--navy)}.card .n{color:var(--mut);font-size:14px;margin-bottom:12px}
.price{font-size:38px;font-weight:900;color:var(--navy);line-height:1}.was{color:var(--mut);text-decoration:line-through;font-size:18px;margin-left:8px;font-weight:600}
.card ul{padding-left:18px;margin:14px 0 20px;color:var(--ink);font-size:14.5px;flex:1}
.note{font-size:13px;color:var(--mut);margin-top:10px}
.cols{display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.cols div{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px}.cols h4{margin:0 0 6px;color:var(--navy)}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin-bottom:10px}summary{cursor:pointer;font-weight:700;color:var(--navy)}
footer{background:var(--navy);color:#cfd8e8;padding:36px 0;font-size:14px}footer a{color:#fff}
footer .wrap{display:flex;flex-wrap:wrap;gap:20px;justify-content:space-between;align-items:center}
.page{padding:48px 0 70px;max-width:760px}.page h1{color:var(--navy)}
.dl{display:flex;justify-content:space-between;align-items:center;gap:12px;border:1px solid var(--line);border-radius:12px;padding:16px 18px;margin:12px 0;background:#fff;flex-wrap:wrap}
@media(max-width:640px){header.top nav a{margin-left:10px;font-size:14px}.hero{padding:44px 0}.btn.ghost{margin:10px 0 0}}
.card h3{min-height:3.7em}@media(max-width:640px){.card h3{min-height:0}}